There is absolutely nothing remotely uncommon about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in Merseyside.

And to the typical eye, Lloyd looks like a normal middle-aged mum who works relentlessly to look after her ill other half.

So it was to the sheer shock of neighbours when cops came down on their driveway to raid the couple's St Helens home.

Hiding behind the family's net curtains remained in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, sobbed 'Oh my god' as she was imprisoned this week over a string of untruths including using a dead lady's identity, comprising 'phony' medical conditions for her boy, and producing pseudonyms to work while declaring carers allowance.

Husband Phillips, 54, was also jailed after the set's massive advantages fraud was lastly exposed.

While the couple managed to siphon off their ill-gotten gains for many years - neighbours have actually revealed to MailOnline the apparent ideas that the couple were running a rip-off.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives uncovered a web of lies including the production of pseudonyms to declare advantages

The fraudster next door: The presuming semi-detached home Lloyd had moved into with Phillips. Phillips had stopped working to divulge this to the council when she moved in in 2018

Phillips envisioned in an Assistance for Heroes hoodie throughout a street celebration held for the late Queen's Diamond Jubilee. He is said to have played a DJ set at the occasion

Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking really frail as he would 'hobble' on his walking adhere to satisfy his carers.

But they were then left puzzled when he was at other times identified washing his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals likewise informed of how there was 'always something dodgy' about Lloyd, which she would never look individuals 'in the eye', however would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court found she fraudulently swiped nearly ₤ 170,000 in advantages over a decade, and likewise helped Phillips incorrectly claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them loading up among their 2 cars and trucks previously this week, they thought they were going off to remain at their secret caravan, just to discover they were going to jail.

One neighbour informed MailOnline of the couple: 'I believed they were dodgy as he made a real show of not having the ability to stroll whenever his carers were here.

'He was shuffling along and keeping his automobiles in the driveway before he took a long period of time to get to his carer's car on his walking stick.

'But the next thing I saw him washing his BMW in the driveway - he seemed to be walking great then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.

'But after the police raid, they ended up being more reserved and didn't say a lot to people.

'There was always something dodgy about her - she would not look people in the eye and bragged about going to her ₤ 60,000 caravan but would never ever say where it was.

'They would take her teenage boy and go away on a Thursday night and not come home till Sunday.'

Phillips had actually fraudulently claimed ₤ 100k in PIP, housing advantages, employment support allowance and council tax decreases that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, however at other times was seen 'walking fine'

Following the police raid secret rural street, neighbours were entrusted questions regarding why the couple had actually been detained - and some declare Lloyd had later told them it was down to dog breeding.

But these concerns were finally put to rest on Tuesday when the court heard how Lloyd had actually an overall of ₤ 169,394.15 which she was not certified for in housing advantages, carers allowance and individual independence payments over the course of 11-and-a-half years.

With the aid of Lloyd, Phillips was likewise discovered to have actually illegally claimed ₤ 100,980.71 through PIP, housing advantages, work assistance allowance and council tax decreases because 2018.

Olivia Beesley, prosecuting, described how the mom's fancy scam began when she falsely began claiming housing advantages for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.

She even made a fake occupancy contract for the 'entirely fictitious caravan', ultimately pocketing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.

Then in 2018, she started making deceitful claims that her other half required 'numerous everyday carers to address his needs'. She went as far as utilizing Phillips' sister Zoe's birth certificate to impersonate his brother or sister and claim that she was his main carer.

She also lied that she was unable to work due to being a full-time carer, but was found to have been working under a false identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began developing 'incorrect medical conditions' for her boy, declaring she had a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in incorrect disability living allowance overpayments were declared in relation to this.

She once again used the deceased lady's name as being her social worker to claim ₤ 13,526.70 of PIP, specifying that she required carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never exposed, and would say they were going to stay at the caravan from Thursday to Sunday

One neighbour said they saw the couple loading up on of their vehicles previously this week and presumed they were going off to their 'caravan', just to later discover they were off to prison

When MailOnline checked out Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her boy would supposedly go off to a caravan on the weekends.

It is not known whether this was the very same 'fictitious caravan' which took place to have actually never existed, or a certainly a separate, real caravan.

Leni Newton, 63, stated: 'She informed people that the cops raid was because someone had told on her for reproducing border collie puppies without a licence.

'I'm shocked they've been jailed. I thought they were all above board.

'I just saw them a couple of days ago loading up luggage - I thought they were just going to their caravan.'

She included: 'I know they met as she was his carer. He was wed but Angela relocated. I believed she had actually lived in Southport.

'I did see his ex-wife parked up in the street viewing his house when they split.

'She was clearly spying on them.'

Her partner David Manchester, 70, said: 'It's a huge surprise they appeared to be living a double life.

'There were a great deal of police came here.

'He was at the street party for the Queen but other times he did appear really frail.'

Hand in Hand homecare firm confirmed to MailOnline that Lloyd had bona fide referrals, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesperson stated: 'We sacked her immediately when we found out the truth.

'All her DBS and recommendations took a look at. The authorities said we had not done anything incorrect.'

The court heard how Phillips likewise tricked money from the general public handbag by failing to divulge the reality that Lloyd had moved into his home in 2018 - permitting him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.

He is also stated to have actually 'exaggerated' his medical conditions and need for care, mentioning that he was not able to do anything for himself.

He stated himself 'unfit for work' and failed to mention his better half's wage - unlawfully filching ₤ 51k in work assistance allowance.

However, Phillips alleged that Lloyd had actually finished the kind and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complicated current history' of mental health and disabilities including neurological disorder, anxiety and depression.

He was likewise said to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with comparable matters, nevertheless Lloyd's criminal record shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance remained in 2012.

Lloyd was imprisoned for two years after confessing seven counts of fraud by false representation, and Phillips was also seen wiping back tears as he was jailed for 20 months for fraud by false representation and three counts of dishonestly failing to divulge info to make a gain.
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Sentencing, Judge Simon Medland KC stated: 'Over an 11-year duration, or more than that, you, Angela Lloyd, managed to defraud the general public of simply brief of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 annually which you defrauded from the public.

'For those who look for to defraud the public of limited and valuable advantages which require to be directed to those who require them, not those who just wish to have them for factors of individual greed, that is a severe offense devoted by each of you over a long period of time.'
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