How Ordinary Housewife but Was Running Secret ₤ 270k Benefits Scam
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There is absolutely nothing from another location uncommon about Angela Lloyd and Lee Phillips' semi-detached home on a quiet cul-de-sac in Merseyside.

And to the common eye, Lloyd looks like a typical middle-aged mum who works tirelessly to care for her sick husband.

So it was to the large shock of neighbours when police descended on their driveway to rob the couple's St Helens home.

Hiding behind the family's net drapes was in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, sobbed 'Oh my god' as she was jailed today over a string of untruths consisting of utilizing a dead female's identity, comprising 'phony' medical conditions for her child, and developing pseudonyms to work while declaring carers allowance.

Husband Phillips, 54, was likewise jailed after the pair's enormous advantages scams was finally exposed.

While the couple managed to siphon off their ill-gotten gains for years - neighbours have actually revealed to MailOnline the obvious hints that the couple were running a scam.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives uncovered a web of lies consisting of the creation of pseudonyms to claim benefits

The scammer next door: The presuming semi-detached house Lloyd had moved into with Phillips. Phillips had failed to disclose this to the council when she relocated in 2018

Phillips pictured in an Assistance for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is said to have actually played a DJ set at the occasion

Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling stick to meet his carers.

But they were then left puzzled when he was at other times found washing his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also informed of how there was 'constantly something dodgy' about Lloyd, and that she would never ever look people 'in the eye', however would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court discovered she fraudulently filched almost ₤ 170,000 in advantages over a decade, and also helped Phillips wrongly claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving among their two cars earlier this week, they thought they were going off to remain at their secret caravan, only to find they were going to jail.

One neighbour informed MailOnline of the couple: 'I believed they were dodgy as he made a real program of not having the ability to walk whenever his carers were here.

'He was shuffling along and holding onto his vehicles in the driveway before he took a long period of time to get to his carer's vehicle on his strolling stick.

'But the next thing I saw him washing his BMW in the driveway - he seemed to be strolling fine then.

'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and whatever.

'But after the authorities raid, they ended up being more reserved and didn't state a lot to people.

'There was always something dodgy about her - she wouldn't look people in the eye and bragged about going to her ₤ 60,000 caravan but would never state where it was.

'They would take her teenage son and go away on a Thursday night and not come home till Sunday.'
haxx.se
Phillips had fraudulently declared ₤ 100k in PIP, housing benefits, employment support allowance and council tax reductions that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a walking stick' in the existence of carers, however at other times was seen 'walking great'

Following the police raid on the peaceful rural street, neighbours were entrusted to concerns as to why the couple had been apprehended - and some declare Lloyd had later told them it was down to pet dog breeding.

But these questions were lastly put to rest on Tuesday when the court heard how Lloyd had declared a total of ₤ 169,394.15 which she was not qualified for in housing benefits, carers allowance and individual independence payments over the course of 11-and-a-half years.

With the aid of Lloyd, Phillips was also found to have illegally claimed ₤ 100,980.71 through PIP, housing benefits, work support allowance and council tax reductions because 2018.

Olivia Beesley, prosecuting, laid out how the mother's sophisticated scam started when she wrongly began claiming housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.

She even made a phony tenancy arrangement for the 'entirely fictitious caravan', ultimately filching ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.

Then in 2018, she started making fraudulent claims that her husband needed 'numerous everyday carers to address his requirements'. She went as far as utilizing Phillips' sis Zoe's birth certificate to posture as his sibling and claim that she was his primary carer.

She likewise lied that she was unable to work due to being a full-time carer, however was discovered to have actually been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began creating 'incorrect medical conditions' for her son, declaring she had a carer called Joyce Bibby - a dead woman's identity. Nearly ₤ 10k in incorrect impairment living allowance overpayments were declared in relation to this.

She once again utilized the departed female's name as being her social worker to claim ₤ 13,526.70 of PIP, stating that she required carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never exposed, and would say they were going to remain at the from Thursday to Sunday

One neighbour stated they saw the couple leaving on of their automobiles earlier today and assumed they were going off to their 'caravan', only to later on discover they were off to jail

When MailOnline went to Phillips' address in Birch Gardens which he showed Lloyd, neighbours exposed how the couple and her son would supposedly go off to a caravan on the weekends.

It is not understood whether this was the very same 'fictitious caravan' which took place to have actually never ever existed, or an undoubtedly a different, genuine caravan.

Leni Newton, 63, stated: 'She told people that the cops raid was because somebody had actually told on her for breeding border collie young puppies without a licence.

'I'm shocked they've been imprisoned. I believed they were all above board.

'I just saw them a couple of days ago packing up suitcases - I believed they were simply going to their caravan.'

She included: 'I know they satisfied as she was his carer. He was married however Angela relocated. I believed she had actually lived in Southport.

'I did see his ex-wife parked up in the street viewing his home when they split.

'She was certainly spying on them.'

Her partner David Manchester, 70, said: 'It's a big surprise they seemed to be living a double life.

'There were a great deal of cops came here.

'He was at the street celebration for the Queen however other times he did appear really frail.'

Hand in Hand homecare agency validated to MailOnline that Lloyd had authentic references, DBS checks and training certificates in the name of Wendy Lloyd.

A representative said: 'We sacked her immediately when we discovered out the fact.

'All her DBS and references had a look at. The cops stated we had done absolutely nothing incorrect.'

The court heard how Phillips likewise tricked money from the general public purse by failing to disclose the truth that Lloyd had actually moved into his home in 2018 - enabling him to continue claiming more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax reductions.

He is likewise said to have actually 'overemphasized' his medical conditions and require for care, stating that he was not able to do anything for himself.

He declared himself 'unsuited for work' and failed to mention his spouse's wage - illegally filching ₤ 51k in work support allowance.

However, Phillips alleged that Lloyd had actually finished the type and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complex current history' of mental health and disabilities consisting of neurological disorder, anxiety and anxiety.

He was also stated to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions relating to similar matters, nevertheless Lloyd's criminal record reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last look remained in 2012.

Lloyd was imprisoned for 2 years after admitting 7 counts of fraud by false representation, and Phillips was also seen cleaning back tears as he was jailed for 20 months for fraud by incorrect representation and 3 counts of dishonestly stopping working to disclose info to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the public of simply short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 each year which you defrauded from the general public.

'For those who look for to defraud the public of limited and important advantages which need to be directed to those who need them, not those who simply want to have them for factors of individual greed, that is a serious offense dedicated by each of you over an extended period of time.'