There is nothing from another location unusual about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.

And to the typical eye, Lloyd looks like a regular middle-aged mum who works tirelessly to take care of her ill hubby.

So it was to the sheer shock of neighbours when authorities descended on their driveway to raid the couple's St Helens home.

Hiding behind the family's net drapes was in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, sobbed 'Oh my god' as she was jailed this week over a string of untruths including using a dead lady's identity, comprising 'phony' medical conditions for her son, and developing pseudonyms to work while declaring carers allowance.

Husband Phillips, 54, was likewise imprisoned after the pair's huge advantages scams was lastly exposed.

While the couple managed to siphon off their ill-gotten gains for many years - neighbours have revealed to MailOnline the apparent hints that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives revealed a web of lies including the development of pseudonyms to declare benefits

The fraudster next door: The presuming semi-detached house Lloyd had moved into with Phillips. Phillips had stopped working to reveal this to the council when she relocated in 2018

Phillips pictured in a Help for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the occasion

Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling stick to meet his carers.

But they were then left puzzled when he was at other times identified cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.

Locals also told of how there was 'always something dodgy' about Lloyd, and that she would never ever look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court found she fraudulently took nearly ₤ 170,000 in benefits over a years, and likewise assisted Phillips falsely declare advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving among their 2 cars earlier today, they thought they were going off to stay at their secret caravan, just to discover they were going to prison.

One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a genuine show of not having the ability to walk whenever his carers were here.

'He was shuffling along and keeping his cars and trucks in the driveway before he took a very long time to get to his carer's vehicle on his walking stick.

'But the next thing I saw him cleaning his BMW in the driveway - he seemed to be strolling great then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.

'But after the police raid, they became more reserved and didn't state a lot to people.

'There was constantly something dodgy about her - she wouldn't look people in the eye and boasted about going to her ₤ 60,000 caravan however would never ever say where it was.

'They would take her teenage boy and go away on a Thursday night and not get back until Sunday.'

Phillips had fraudulently claimed ₤ 100k in PIP, housing benefits, work support allowance and council tax reductions that he was not eligible for. Neighbours informed of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, however at other times was seen 'walking great'

Following the cops raid secret rural street, neighbours were entrusted concerns as to why the couple had actually been jailed - and some allege Lloyd had later informed them it was down to canine breeding.

But these concerns were finally laid to rest on Tuesday when the court heard how Lloyd had claimed an overall of ₤ 169,394.15 which she was not certified for in housing advantages, carers allowance and individual self-reliance payments throughout 11-and-a-half years.

With the assistance of Lloyd, Phillips was also discovered to have unlawfully declared ₤ 100,980.71 through PIP, housing benefits, work support allowance and council tax reductions given that 2018.

Olivia Beesley, prosecuting, laid out how the mother's intricate fraud started when she incorrectly began declaring housing benefits for a caravan on Riverside Walk in which was discovered to be a 'fictitious address'.

She even made a phony occupancy arrangement for the 'totally fictitious caravan', ultimately swiping ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.

Then in 2018, she started making deceptive claims that her other half required 'multiple everyday carers to take care of his needs'. She went as far as utilizing Phillips' sibling Zoe's birth certificate to impersonate his sibling and claim that she was his primary carer.

She also lied that she was not able to work due to being a full-time carer, but was discovered to have been working under an incorrect identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she started developing 'false medical conditions' for her child, claiming she had a carer called Joyce Bibby - a dead woman's identity. Nearly ₤ 10k in false disability living allowance overpayments were claimed in relation to this.

She again used the deceased woman's name as being her social worker to claim ₤ 13,526.70 of PIP, mentioning that she required carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret location that she never ever revealed, and would say they were going to remain at the caravan from Thursday to Sunday

One neighbour stated they saw the couple leaving on of their automobiles earlier this week and presumed they were going off to their 'caravan', just to later on learn they were off to prison

When MailOnline checked out Phillips' address in Birch Gardens which he shared with Lloyd, neighbours exposed how the couple and her child would allegedly go off to a caravan on the weekends.

It is not known whether this was the very same 'fictitious caravan' which took place to have actually never ever existed, or a certainly a separate, genuine caravan.

Leni Newton, 63, stated: 'She informed people that the cops raid was because someone had actually told on her for reproducing border collie young puppies without a licence.

'I'm surprised they have actually been jailed. I believed they were all above board.

'I only saw them a few days ago packing up suitcases - I thought they were just going to their caravan.'

She added: 'I understand they fulfilled as she was his carer. He was wed however Angela relocated. I believed she had actually lived in Southport.

'I did see his ex-wife parked up in the street viewing his house when they split.

'She was obviously spying on them.'

Her partner David Manchester, 70, said: 'It's a big surprise they seemed to be living a double life.

'There were a lot of cops came here.

'He was at the street celebration for the Queen however other times he did seem very frail.'

Hand in Hand homecare company verified to MailOnline that Lloyd had authentic referrals, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesperson stated: 'We sacked her instantly when we discovered the fact.

'All her DBS and recommendations had a look at. The authorities said we had actually done nothing incorrect.'

The court heard how Phillips likewise swindled money from the general public purse by stopping working to disclose the reality that Lloyd had moved into his home in 2018 - permitting him to continue declaring more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.

He is likewise stated to have 'overemphasized' his medical conditions and require for care, stating that he was not able to do anything for himself.

He declared himself 'unfit for work' and stopped working to discuss his spouse's wage - illegally swiping ₤ 51k in work support allowance.

However, Phillips declared that Lloyd had finished the form and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'intricate recent history' of mental health and disabilities including neurological disorder, anxiety and depression.

He was also said to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions relating to similar matters, however Lloyd's criminal record reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance was in 2012.

Lloyd was jailed for 2 years after admitting 7 counts of scams by incorrect representation, and Phillips was also seen wiping back tears as he was jailed for 20 months for fraud by incorrect representation and three counts of dishonestly stopping working to disclose information to make a gain.

Sentencing, Judge Simon Medland KC stated: 'Over an 11-year duration, or more than that, you, Angela Lloyd, managed to defraud the public of simply short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 per year which you defrauded from the general public.

'For those who seek to defraud the general public of scarce and valuable advantages which require to be directed to those who require them, not those who merely wish to have them for factors of individual greed, that is a severe offence devoted by each of you over a long duration of time.'
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